SIP Calculator with Step-up & Inflation
See invested amount, future value and today’s inflation-adjusted value.
Advanced assumptions Step-up, inflation & corpus
About SIP Calculator
Most SIP calculators show a large future number without showing what it may actually buy. This calculator includes an existing corpus, annual step-up and inflation so you can compare nominal wealth with real purchasing power.
Helpful context
What is a step-up SIP?
A step-up SIP increases your monthly investment at a chosen interval, usually once a year. It can reflect expected income growth more realistically than a fixed SIP.
Why show inflation-adjusted value?
Inflation reduces future purchasing power. The real-value estimate translates the projected corpus into approximate today’s-money terms.
Are SIP returns guaranteed?
No. This is an illustration based on the return you enter, not a forecast or investment recommendation. Market returns, taxes and fund costs can change the outcome.